What does "Sell Your Medical Bill®" and "Buy My Medical Bill®" mean?
The concept of accepting a person's
(aka debtor) debt liability in exchange for a payment is new. So
to "Sell Your Medical Bill" means to transfer your debt liability to Vexical
ensuring you made a profit in the transaction. Your profit comes in the form of a lower payment by you. Example: If you had an $800 medical bill and you sold it to Vexical for $500,
you made a $300 profit. That is the essence of "Sell Your Medical
Bill" or "Buy
My Medical Billing."
Loans: Can Vexical arrange a loan or financing so I may pay
the bill over time (monthly)?
Vexical's financing partners may be able to arrange a loan so
that you may pay the bill over time (monthly payments).
Even if you have hit your credit limit or don't have a good
credit score, these lending organizations may be able to
help - terms and conditions apply. If you are
interested, Vexical will direct you to our financing/loan
May I try and reduce or negotiate my own medical bill?
Yes. Many people work to have their medical bill reduced or lowered by
negotiating with their provider. Prior to attempting this
yourself you would be wise to consider the following prior to
determining whether to try this yourself or seek the services
offered by Vexical:
a) If you reviewed
your medical bill and are comfortable with it, simply pay the
bill. Or ask your provider
for a reduction, then pay the bill. Then again, if you are
comfortable with the bill then you probably
would not be reading this.
b) Will the
reduction you obtain be greater that that offered by Vexical?
Please understand that if
you have tried to work with the provider, Vexical may not accept
c) Some people do not want to
ask the provider for a reduction for they fear the doctor will
well the next time they need medical care. This is, at
times, the reason people chose
to use Vexical.
d) Do you have the time to
work with the hospital/doctor's office to have the bill reduced?
e) Many providers refuse to lower bills.
f) Do you have the money to pay the bill in full?
CLICK HERE FOR: "5 REASONS TO SELL YOUR MEDICAL BILL"
Does Vexical® work with balance billing issues?
Yes. Vexical® was designed to assist people with their
balance billing issues.
Medical bills ruined my credit, can Vexical help?
Having unpaid bills marked as "closed" on your credit report is always good for your credit rating.
To that end, Vexical can help. Please know that Vexical is not a credit repair company.
My insurance has not paid the claim (a/k/a bill), will
Vexical still buy the medical bills?
Yes. And we may buy the bill liability at a lower
rate. As this is a complex matter, you need to contact us
directly to discuss this in detail.
May I pay this with my Health Savings Account or my flexible spending account?
Is my information private?
Your information remains private and is not sold to third parties.
Does Vexical accept dental bills?
Yes. Vexical works all types of medical bills.
I need assistance in paying my bills, what do I do?
There are resources available to you. They include:
• Crowd funding sites like www.giveforward.com and www.gofundme.com exist.
• You may use your credit cards to pay for care.
What does Vex · i · Cal mean?
Upset · with · the Calculation
* Note: the financing companies are not owned or
operated by Vexical and are independent entities.